Lending Service Fees

Review of loan applications

Minimum loan amount
200 000 EUR

Granting of a loan

Application fee

Fee*
0.1 %, min 500 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes in collateral

Processing fee
200 EUR for every agreement and/or amendments to the agreement

Changes of the interest rate

Application fee
200 EUR
Management comission and processing fee
0.3 %

Extension of the credit line agreement

Application fee
200 EUR
Processing fee
0.5 %

Change of party in loan/mortgage agreement

Processing
200 EUR for every agreement and/or amendments to the agreement

Other amendments in loan/security agreement

Application fee
200 EUR
Processing
200 EUR

Refinancing process fee

Refinancing to other credit institution (from the refinancing amount)
starting from 2 %

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.2 %, min 200 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_

Processing
150 EUR

Changes of terms in loan/security agreement

Application fee
200 EUR
Processing fee
0.3 %, min 200 EUR

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.2 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
100 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.3 %, min 750 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed

Review of loan applications

Minimum loan amount
1 000 000 EUR
Minimum overdraft amount
50 000 EUR

Granting of a loan

Appllication fee*
0.1 %, min 3000 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually

Changes in collateral

Application fee
1000 EUR
Processing fee
0.3 %

Changes of the interest rate

Application fee
1000 EUR
Management comission and processing fee
0.3 %

Extension of the credit line agreement

Application fee
1000 EUR
Processing fee
0.3 %

Fee for early loan redemption, incl. refinancing

From early repaid loan amount
starting from 2 %

Changes of credit agreement terms

Application fee
1000 EUR
Processing fee
0.3 %

Project analysis

Fee
to be agreed

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.2 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
200 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.3 %, min 2500 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed

Review of loan applications

Minimum loan amount
500 000 EUR

Granting of a loan

Application fee

Fee*
0.1 %, min 1000 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes in collateral

Processing fee
200 EUR for every agreement and/or amendments to the agreement

Changes of the interest rate

Application fee
200 EUR
Management comission and processing fee
0.3 %, min 1000 EUR

Extension of the credit line agreement

Application fee
200 EUR
Processing fee
0.5 %, min 1000 EUR

Change of party in loan/mortgage agreement

Processing
200 EUR for every agreement and/or amendments to the agreement

Other amendments in loan/security agreement

Application fee
200 EUR
Processing
200 EUR

Fee for early loan redemption, incl. refinancing

from early repaid loan amount
starting from 2 %

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.2 %, min 200 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_

Processing
150 EUR

Changes of terms in loan/security agreement

Application fee
200 EUR
Processing fee
0.3 %, min 500 EUR

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.2 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
100 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.3 %, min 1000 EUR
Change of the agreement terms
200 EUR

Review of loan applications

Minimum loan amount
1 000 000 EUR
Minimum overdraft amount
50 000 EUR

Granting of a loan

Appllication fee*
0.1 %, min 3000 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually

Changes in collateral

Application fee
1000 EUR
Processing fee
0.3 %

Changes of the interest rate

Application fee
1000 EUR
Management comission and processing fee
0.3 %

Extension of the credit line agreement

Application fee
1000 EUR
Processing fee
0.3 %

Fee for early loan redemption, incl. refinancing

From early repaid loan amount
starting from 2 %

Changes of credit agreement terms

Application fee
1000 EUR
Processing fee
0.3 %

Project analysis

Fee
to be agreed

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.2 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
200 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.3 %, min 2500 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed