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Fees: Lending Services
| Review of loan applications |
| | Minimum loan amount |
100 000 EUR |
| | Fee |
0.05 %, min 300 LVL, max 2000 LVL |
| | Management commission for asquisition of loan recources and loan processing |
| | Up to 500 000 EUR |
1.25 %, min 500 EUR |
| | From 500 001 EUR to 1 000 000 EUR |
1 % |
| | From 1 000 001 EUR to 5 000 000 EUR |
0.8 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
1.5 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance |
1 % annually |
| | Penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay) |
0.2 % per day |
| | Drawing up Standard Real estate Purchase Agreement |
200 LVL |
| | Drawing up non-standard real estate purchase and other agreements |
0.1 %, min 500 LVL |
| | Registration and redemption of collateral in respective registries, using the bank courier services |
15 LVL |
| | Assistance in sale/purchase of real estate, advisory services |
to be agreed |
| | Loan conversion in other foreign currency |
| | Processing |
0.2 %, min 100 LVL |
| | Processing fee |
100 LVL for every agreement and/or amendments to the agreement |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 %, min 300 LVL |
| | Extension of the credit line agreement |
| | Processing fee |
0.5 %, min 300 LVL |
| | Change of party in loan/mortgage agreement |
| | Processing |
100 LVL for every agreement and/or amendments to the agreement |
| | Other amendments in provisions of loan/security agreements (except those already mentioned) |
| | Refinancing to other creditinstitution (from the refinancing amount) |
2 % |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka") |
| | Drawing up, processing and service |
0.2 %, min 150 LVL |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_ |
| | Drawing up and processing |
to be agreed, min 200 LVL |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia) |
0.2 %, min 150 LVL |
| | Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia) |
50 LVL |
| | Non-standard agreement |
to be agreed, min 500 LVL |
| | Change of the non-standard escrow account agreement terms |
to be agreed, min 100 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement (sale/purchase of unimpaired property in Latvia) |
0.3 %, min 150 LVL |
| | Change of the agreement terms |
50 LVL |
| | Non-standard agreement |
to be agreed, min 500 LVL |
| | Change of the non-standard agreement terms |
to be agreed, min 100 LVL |
| Review of loan applications |
| | Minimum loan amount |
1 000 000 EUR |
| | Minimum loan amount (Belarus) |
500 000 EUR |
| | Minimum loan amount for trade finance |
200 000 EUR |
| | Appllication fee |
2 000 EUR |
| | Credit offer and processing fee (incl. application fee) |
1 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
2 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance |
1 % annually |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 % |
| | Extension of the credit line agreement |
| | Penalty for early loan redemption |
| | Amount of loan > 50% of the initial limit (of the early repaid amount) |
4 %, min 20 000 EUR |
| | Amount of loan < 50% of the initial limit (of early repaid amount) |
2 %, min 10 000 EUR |
| | Amendments to the loan repayment schedule |
| | Changes of other credit agreement terms |
| | Business letters |
100 EUR, min / per letter |
| | Tranche issue in line with the credit agreement |
500 EUR |
| | Courier post |
10 EUR + international currier fee |
| | For instance, cash flow forecast, market research, business plans, etc. These services are provided only upon agreement with the Bank. |
| | Business planning aimed to evaluate attractiveness of a project to the Bank |
to be agreed, min 2000 EUR |
| | Analysis of various issues, search and structuring of information |
to be agreed, min 3000 EUR |
| | Business planning aimed to present a project to 3rd parties |
to be agreed, min 10 000 EUR |
| | Other services |
to be agreed |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia) |
0.2 %, min 200 EUR |
| | Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia) |
75 EUR |
| | Non-standard agreement |
to be agreed, min 1000 EUR |
| | Change of the non-standard escrow account agreement terms |
to be agreed, min 500 EUR |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement (sale/purchase of unimpaired property in Latvia) |
0.3 %, min 200 EUR |
| | Change of the agreement terms |
75 EUR |
| | Non-standard agreement |
to be agreed, min 1000 EUR |
| | Change of the non-standard agreement terms |
to be agreed, min 500 EUR |
| Review of loan applications |
| | Minimum loan amount |
200 000 EUR |
| | Fee |
0.05 %, min 300 LVL, max 2000 LVL |
| | Management commission for asquisition of loan recources and loan processing |
| | Up to 500 000 EUR |
1.25 %, min 2000 EUR |
| | From 500 001 EUR to 1 000 000 EUR |
1 % |
| | From 1 000 001 EUR to 5 000 000 EUR |
0.8 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
1.5 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance |
1 % annually |
| | Penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay) |
0.2 % per day |
| | Drawing up Standard Real estate Purchase Agreement |
200 LVL |
| | Drawing up non-standard real estate purchase and other agreements |
0.1 %, min 500 LVL |
| | Loan conversion in other foreign currency |
| | Processing |
0.2 %, min 100 LVL |
| | Processing fee |
100 LVL for every agreement and/or amendments to the agreement |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 %, min 500 LVL |
| | Extension of the credit line agreement |
| | Processing fee |
0.5 %, min 500 LVL |
| | Change of party in loan/mortgage agreement |
| | Processing |
100 LVL for every agreement and/or amendments to the agreement |
| | Other amendments in provisions of loan/security agreements (except those already mentioned) |
| | Refinancing to other creditinstitution (from the refinancing amount) |
2 % |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka") |
| | Drawing up, processing and service |
0.2 %, min 150 LVL |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_ |
| | Drawing up and processing |
to be agreed, min 300 LVL |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia) |
0.2 %, min 150 LVL |
| | Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia) |
50 LVL |
| | Non-standard agreement |
to be agreed, min 500 LVL |
| | Change of the non-standard escrow account agreement terms |
to be agreed, min 100 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement (sale/purchase of unimpaired property in Latvia) |
0.3 %, min 150 LVL |
| | Change of the agreement terms |
50 LVL |
| | Non-standard agreement |
to be agreed, min 500 LVL |
| | Change of the non-standard agreement terms |
to be agreed, min 100 LVL |
| Review of loan applications |
| | Minimum loan amount |
1 000 000 EUR |
| | Minimum loan amount (Belarus) |
500 000 EUR |
| | Minimum loan amount for trade finance |
200 000 EUR |
| | Appllication fee |
2 000 EUR |
| | Credit offer and processing fee (incl. application fee) |
1 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
2 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance |
1 % annually |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 % |
| | Extension of the credit line agreement |
| | Penalty for early loan redemption |
| | Amount of loan > 50% of the initial limit (of the early repaid amount) |
4 %, min 20 000 EUR |
| | Amount of loan < 50% of the initial limit (of early repaid amount) |
2 %, min 10 000 EUR |
| | Amendments to the loan repayment schedule |
| | Changes of other credit agreement terms |
| | Business letters |
100 EUR, min / per letter |
| | Tranche issue in line with the credit agreement |
500 EUR |
| | Courier post |
10 EUR + international currier fee |
| | For instance, cash flow forecast, market research, business plans, etc. These services are provided only upon agreement with the Bank. |
| | Business planning aimed to evaluate attractiveness of a project to the Bank |
to be agreed, min 2000 EUR |
| | Analysis of various issues, search and structuring of information |
to be agreed, min 3000 EUR |
| | Business planning aimed to present a project to 3rd parties |
to be agreed, min 10 000 EUR |
| | Other services |
to be agreed |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia) |
0.2 %, min 200 EUR |
| | Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia) |
75 EUR |
| | Non-standard agreement |
to be agreed, min 1000 EUR |
| | Change of the non-standard escrow account agreement terms |
to be agreed, min 500 EUR |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement (sale/purchase of unimpaired property in Latvia) |
0.3 %, min 200 EUR |
| | Change of the agreement terms |
75 EUR |
| | Non-standard agreement |
to be agreed, min 1000 EUR |
| | Change of the non-standard agreement terms |
to be agreed, min 500 EUR |
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