Lending Service Fees
| Review of loan applications |
| | Minimum loan amount |
200 000 EUR |
| | Fee |
0.05 %, min 300 LVL, max 2000 LVL |
| | Management commission for asquisition of loan recources and loan processing |
| | Up to 1 000 000 EUR |
0.8 %, min 500 EUR |
| | From 1 000 001 EUR to 5 000 000 EUR |
0.7 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
1.5 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) |
1 % annually |
| | Penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay) |
0.2 % per day |
| | Drawing up Standard Real estate Purchase Agreement |
200 LVL |
| | Loan conversion in other foreign currency |
| | Processing |
0.1 %, min 100 LVL |
| | Processing fee |
100 LVL for every agreement and/or amendments to the agreement |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 %, min 100 LVL |
| | Extension of the credit line agreement |
| | Processing fee |
0.3 %, min 300 LVL |
| | Change of party in loan/mortgage agreement |
| | Processing |
100 LVL for every agreement and/or amendments to the agreement |
| | Other amendments in provisions of loan/security agreements (except those already mentioned) |
| | Refinancing to other creditinstitution (from the refinancing amount) |
2 % |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka") |
| | Drawing up, processing and service |
0.1 %, min 300 LVL, max 3000 LVL |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_ |
| | Drawing up and processing |
100 LVL |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance |
0.1 %, min 300 LVL, max 3000 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement |
0.3 %, min 100 LVL, max 500 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| Review of loan applications |
| | Minimum loan amount |
1 000 000 EUR |
| | Appllication fee |
1 000 EUR |
| | Processing fee (incl.application fee) |
1 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
2 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) |
1 % annually |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 % |
| | Extension of the credit line agreement |
| | Penalty for early loan redemption |
| | Amount of loan > 50% of the initial limit (of the early repaid amount) |
4 % |
| | Amount of loan < 50% of the initial limit (of early repaid amount) |
2 % |
| | Amendments to the loan repayment schedule |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance |
to be agreed, min 500 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement |
0.3 %, min 100 LVL, max 500 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| Review of loan applications |
| | Minimum loan amount |
200 000 EUR |
| | Fee |
0.05 %, min 300 LVL, max 2000 LVL |
| | Management commission for asquisition of loan recources and loan processing |
| | Up to 1 000 000 EUR |
0.8 %, min 1000 EUR |
| | From 1 000 001 EUR to 5 000 000 EUR |
0.7 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
1.5 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) |
1 % annually |
| | Penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay) |
0.2 % per day |
| | Drawing up Standard Real estate Purchase Agreement |
200 LVL |
| | Loan conversion in other foreign currency |
| | Processing |
0.1 %, min 100 LVL |
| | Processing fee |
100 LVL for every agreement and/or amendments to the agreement |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 %, min 200 LVL |
| | Extension of the credit line agreement |
| | Processing fee |
0.3 %, min 300 LVL |
| | Change of party in loan/mortgage agreement |
| | Processing |
100 LVL for every agreement and/or amendments to the agreement |
| | Other amendments in provisions of loan/security agreements (except those already mentioned) |
| | Refinancing to other creditinstitution (from the refinancing amount) |
2 % |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka") |
| | Drawing up, processing and service |
0.1 %, min 300 LVL, max 3000 LVL |
| | Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank_ |
| | Drawing up and processing |
100 LVL |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance |
0.1 %, min 300 LVL, max 3000 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement |
0.3 %, min 100 LVL, max 500 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| Review of loan applications |
| | Minimum loan amount |
1 000 000 EUR |
| | Appllication fee |
1 000 EUR |
| | Processing fee (incl.application fee) |
1 % |
| Extension of and other amendments to the loan |
| | Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit) |
2 % annually |
| | Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) |
1 % annually |
| | Changes of the interest rate |
| | Management comission and processing fee |
0.3 % |
| | Extension of the credit line agreement |
| | Penalty for early loan redemption |
| | Amount of loan > 50% of the initial limit (of the early repaid amount) |
4 % |
| | Amount of loan < 50% of the initial limit (of early repaid amount) |
2 % |
| | Amendments to the loan repayment schedule |
| Escrow account maintenance |
| | Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka") |
| | Composing, forming and maintenance |
to be agreed, min 500 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 500 LVL |
| | Opening & Maintenance of escrow account (without bank financing) |
| | Standard agreement |
0.3 %, min 100 LVL, max 700 LVL |
| | Change of the escrow account agreement terms |
50 LVL |
| | Non-standard agreement or agreement for the amount exceeding 1 000 000 LVL |
to be agreed, min 700 LVL |
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