Payment Card Fees
| | Card currency LVL, USD, EUR or GBP |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR / 25 GBP |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR / 15 GBP |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Overdue payment penalty |
48 % |
| | Annual interest for security deposit (starting from EUR/USD 5000 or LVL/GBP 3000) |
equals to 1 month term deposit rate |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
10 LVL / 25 USD / 15 EUR / 10 GBP |
| | Fee for replacement of card and PIN code |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR / 0.10 GBP |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR / 0.40 GBP |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR / 20 GBP |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR / 5GBP) upon closure of the card account |
Free of Charge |
| | MasterCard Light and Visa Light |
| | Annual fee for card |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Classic и VISA Classic |
| | Annual fee |
25 LVL / 55 USD / 40 EUR |
| | Cardholder Insurance, annual |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Gold & VISA Gold |
| | Card annual fee (with insurance and Priority Traveller) |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
18 % |
| | Purchase fee |
Free of Charge |
| | MasterCard Platinum & VISA Platinum |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Annual charge for allowed credit |
16 % |
| | Purchase fee |
Free of Charge |
| | Card currency – USD, EUR, LVL, GBP |
| | Minimum security deposit amount – 35.000 USD, 30.000 EUR, 25.000 LVL, 25.000 GBP |
| | Credit limit equal to security deposit amount |
| | Annual card fee (with concierge, insurance, Priority Pass, Priority Traveller & IAPA) |
2500 USD / 2000 EUR / 1500 LVL / 1500 GBP |
| | Express issue of card |
Free of Charge |
| | Fee for replacement of card and PIN code |
Free of Charge |
| | Airport VIP lounge visit ("Priority Pass") |
Free of Charge |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % annually |
| | Purchase fee |
Free of Charge |
| | Annual interest for security deposit |
0 % annually |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | MasterCard Gold & VISA Gold |
| | Special tariff for holders of Term Deposits in the amount over EUR 50 000 / USD 70 000 / GBP 50 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance and Priority Traveller) |
Free of Charge |
| | Annual fee for every additional card |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % |
| | Allowed credit (% of term deposit amount) |
25 %, max 50 000 EUR / 70 000 USD / 40 000 GBP |
| | MasterCard Platinum & VISA Platinum |
| | Special tariff for holders of Term Deposits in the amount over EUR 150 000 / USD 200 000 / GBP 150 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
Free of Charge |
| | Annual fee for every additional card |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Overdue payment penalty |
48 % |
| | Allowed credit |
max. 50 000 EUR / 70 000 USD / 40 000 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | At "Rietumu Banka" |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
3 %, min 6 LVL / 10 USD / 8 EUR / 6 GBP |
| | Cards available - PRIVATE: GREEN, GOLD, PLATINUM, CENTURION; BUSINESS: GREEN, GOLD |
| | Annual fee for primary card |
by American Express rates |
| | Fee for guarantees for American Express |
200 USD / 200 EUR |
| | Fee for the prolongation of guarantee for American Express |
1 % annually, min 200 USD / 200 EUR |
| | Application Fee |
500 USD / 500 EUR |
| | Cash withdrawal fee |
by American Express rates |
| | Additional services of American Express |
by American Express rates |
| | Card currency LVL, USD or EUR |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Fee for replacement of card and PIN code |
5 LVL / 12 USD / 8 EUR |
| | Overdue payment penalty |
48 % |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
5 LVL / 12 USD / 8 EUR |
| | Annual charge for overdraft |
22 % |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR |
| | Annual fee |
8 LVL / 20 USD / 15 EUR |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR |
| | At "Rietumu Banka", "SEB" banka, "Hipotēku banka" ATMs |
0.30 LVL / 0.70 USD / 0.50 EUR |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | Other banks & other banks ATMs in Latvia and abroad |
2 %, min 2 LVL / 5 USD / 3 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | The card is intended only for transactions on the Internet and for cash withdrawal only at "Rietumu Banka" |
| | Card currency LVL, USD or EUR |
| | Annual fee |
15 LVL / 35 USD / 25 EUR |
| | Cash withdrawal at "Rietumu Banka" |
3 %, min 3 LVL / 7 USD / 5 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | Charge for amending of loan conditions |
0.5 % from loan amount, min 20 LVL / 40 USD / 35 EUR |
| | Penalty |
0.15 % from overdue payment per day |
| | Annual standard interest rate |
20 % annually |
| | Increased annual interest rate |
25 % annually |
| | Card currency LVL, USD, EUR or GBP |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR / 25 GBP |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR / 15 GBP |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Overdue payment penalty |
48 % |
| | Annual interest for security deposit (starting from EUR/USD 5000 or LVL/GBP 3000) |
equals to 1 month term deposit rate |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
10 LVL / 25 USD / 15 EUR / 10 GBP |
| | Fee for replacement of card and PIN code |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR / 0.10 GBP |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR / 0.40 GBP |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR / 20 GBP |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR / 5GBP) upon closure of the card account |
Free of Charge |
| | MasterCard Light and Visa Light |
| | Annual fee for card |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Classic и VISA Classic |
| | Annual fee |
25 LVL / 55 USD / 40 EUR |
| | Cardholder Insurance, annual |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Gold & VISA Gold |
| | Card annual fee (with insurance and Priority Traveller) |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
18 % |
| | Purchase fee |
Free of Charge |
| | MasterCard Platinum & VISA Platinum |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Annual charge for allowed credit |
16 % |
| | Purchase fee |
Free of Charge |
| | Card currency – USD, EUR, LVL, GBP |
| | Minimum security deposit amount – 35.000 USD, 30.000 EUR, 25.000 LVL, 25.000 GBP |
| | Credit limit equal to security deposit amount |
| | Annual card fee (with concierge, insurance, Priority Pass, Priority Traveller & IAPA) |
2500 USD / 2000 EUR / 1500 LVL / 1500 GBP |
| | Express issue of card |
Free of Charge |
| | Fee for replacement of card and PIN code |
Free of Charge |
| | Airport VIP lounge visit ("Priority Pass") |
Free of Charge |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % annually |
| | Purchase fee |
Free of Charge |
| | Annual interest for security deposit |
0 % annually |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | MasterCard Gold & VISA Gold |
| | Special tariff for holders of Term Deposits in the amount over EUR 50 000 / USD 70 000 / GBP 50 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance and Priority Traveller) |
Free of Charge |
| | Annual fee for every additional card |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % |
| | Allowed credit (% of term deposit amount) |
25 %, max 50 000 EUR / 70 000 USD / 40 000 GBP |
| | MasterCard Platinum & VISA Platinum |
| | Special tariff for holders of Term Deposits in the amount over EUR 150 000 / USD 200 000 / GBP 150 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
Free of Charge |
| | Annual fee for every additional card |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Overdue payment penalty |
48 % |
| | Allowed credit |
max. 50 000 EUR / 70 000 USD / 40 000 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | At "Rietumu Banka" |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
3 %, min 6 LVL / 10 USD / 8 EUR / 6 GBP |
| | Cards available - PRIVATE: GREEN, GOLD, PLATINUM, CENTURION; BUSINESS: GREEN, GOLD |
| | Annual fee for primary card |
by American Express rates |
| | Fee for guarantees for American Express |
200 USD / 200 EUR |
| | Fee for the prolongation of guarantee for American Express |
1 % annually, min 200 USD / 200 EUR |
| | Application Fee |
500 USD / 500 EUR |
| | Cash withdrawal fee |
by American Express rates |
| | Additional services of American Express |
by American Express rates |
| | Card currency LVL, USD or EUR |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Fee for replacement of card and PIN code |
5 LVL / 12 USD / 8 EUR |
| | Overdue payment penalty |
48 % |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
5 LVL / 12 USD / 8 EUR |
| | Annual charge for overdraft |
22 % |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR |
| | Annual fee |
15 LVL / 35 USD / 25 EUR |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR |
| | At "Rietumu Banka", "SEB" banka, "Hipotēku banka" ATMs |
0.30 LVL / 0.70 USD / 0.50 EUR |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | Other banks & other banks ATMs in Latvia and abroad |
2 %, min 2 LVL / 5 USD / 3 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | The card is intended only for transactions on the Internet and for cash withdrawal only at "Rietumu Banka" |
| | Card currency LVL, USD or EUR |
| | Annual fee |
15 LVL / 35 USD / 25 EUR |
| | Cash withdrawal at "Rietumu Banka" |
3 %, min 3 LVL / 7 USD / 5 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | Charge for amending of loan conditions |
0.5 % from loan amount, min 20 LVL / 40 USD / 35 EUR |
| | Penalty |
0.15 % from overdue payment per day |
| | Annual standard interest rate |
20 % annually |
| | Increased annual interest rate |
25 % annually |
| | Card currency LVL, USD, EUR or GBP |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR / 25 GBP |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR / 15 GBP |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Overdue payment penalty |
48 % |
| | Annual interest for security deposit (starting from EUR/USD 5000 or LVL/GBP 3000) |
equals to 1 month term deposit rate |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
10 LVL / 25 USD / 15 EUR / 10 GBP |
| | Fee for replacement of card and PIN code |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR / 0.10 GBP |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR / 0.40 GBP |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR / 20 GBP |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR / 5GBP) upon closure of the card account |
Free of Charge |
| | MasterCard Light and Visa Light |
| | Annual fee for card |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Business & VISA Business |
| | Card annual fee |
40 LVL / 85 USD / 60 EUR |
| | Insurance for card holder, annual |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
20 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Gold & VISA Gold |
| | Card annual fee (with insurance and Priority Traveller) |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
18 % |
| | Purchase fee |
Free of Charge |
| | MasterCard Platinum & VISA Platinum |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Annual charge for allowed credit |
16 % |
| | Purchase fee |
Free of Charge |
| | Card currency – USD, EUR, LVL, GBP |
| | Minimum security deposit amount – 35.000 USD, 30.000 EUR, 25.000 LVL, 25.000 GBP |
| | Credit limit equal to security deposit amount |
| | Annual card fee (with concierge, insurance, Priority Pass, Priority Traveller & IAPA) |
2500 USD / 2000 EUR / 1500 LVL / 1500 GBP |
| | Express issue of card |
Free of Charge |
| | Fee for replacement of card and PIN code |
Free of Charge |
| | Airport VIP lounge visit ("Priority Pass") |
Free of Charge |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % annually |
| | Purchase fee |
Free of Charge |
| | Annual interest for security deposit |
0 % annually |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | MasterCard Gold & VISA Gold |
| | Special tariff for holders of Term Deposits in the amount over EUR 50 000 / USD 70 000 / GBP 50 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance and Priority Traveller) |
Free of Charge |
| | Annual fee for every additional card |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % |
| | Allowed credit (% of term deposit amount) |
25 %, max 50 000 EUR / 70 000 USD / 40 000 GBP |
| | MasterCard Platinum & VISA Platinum |
| | Special tariff for holders of Term Deposits in the amount over EUR 150 000 / USD 200 000 / GBP 150 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
Free of Charge |
| | Annual fee for every additional card |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Overdue payment penalty |
48 % |
| | Allowed credit |
max. 50 000 EUR / 70 000 USD / 40 000 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | At "Rietumu Banka" |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
3 %, min 6 LVL / 10 USD / 8 EUR / 6 GBP |
| | Annual fee for primary card |
by American Express rates |
| | Fee for guarantees for American Express |
200 USD / 200 EUR |
| | Fee for the prolongation of guarantee for American Express |
1 % annually, min 200 USD / 200 EUR |
| | Application Fee |
500 USD / 500 EUR |
| | Cash withdrawal fee |
by American Express rates |
| | Additional services of American Express |
by American Express rates |
| | Card currency LVL, USD or EUR |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Fee for replacement of card and PIN code |
5 LVL / 12 USD / 8 EUR |
| | Overdue payment penalty |
48 % |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
5 LVL / 12 USD / 8 EUR |
| | Annual charge for overdraft |
22 % |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR |
| | Annual fee |
8 LVL / 20 USD / 15 EUR |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR |
| | At "Rietumu Banka", "SEB" banka, "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | Other banks & other banks ATMs in Latvia and abroad |
2 %, min 2 LVL / 5 USD / 3 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | The card is intended only for transactions on the Internet and for cash withdrawal only at "Rietumu Banka" |
| | Card currency LVL, USD or EUR |
| | Annual fee |
15 LVL / 30 USD / 25 EUR |
| | Cash withdrawal at "Rietumu Banka" |
3 %, min 3 LVL / 6 USD / 5 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| Salary cards servicing for enterprises |
| | Opening of current account |
Free of Charge |
| | Charges for transfering of funds to enterprise employee card accounts from transit/current account |
| | If payment order has been delivered via Home Banking system |
Free of Charge |
| | If payment order has been delivered directly |
0.10 LVL for every order |
| | Charge for amending of loan conditions |
0.5 % from loan amount, min 20 LVL / 40 USD / 35 EUR |
| | Penalty |
0.15 % from overdue payment per day |
| | Annual standard interest rate |
20 % annually |
| | Increased annual interest rate |
25 % annually |
| | Card currency LVL, USD, EUR or GBP |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR / 25 GBP |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR / 15 GBP |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Overdue payment penalty |
48 % |
| | Annual interest for security deposit (starting from EUR/USD 5000 or LVL/GBP 3000) |
equals to 1 month term deposit rate |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
10 LVL / 25 USD / 15 EUR / 10 GBP |
| | Fee for replacement of card and PIN code |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR / 0.10 GBP |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR / 0.40 GBP |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR / 20 GBP |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR / 5GBP) upon closure of the card account |
Free of Charge |
| | MasterCard Light and Visa Light |
| | Annual fee for card |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
22 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Business & VISA Business |
| | Card annual fee |
40 LVL / 85 USD / 60 EUR |
| | Insurance for card holder, annual |
20 LVL / 45 USD / 30 EUR |
| | Annual charge for allowed credit |
20 % |
| | Purchase fee in LVL |
Free of Charge |
| | Purchase fee in other currencies |
0.5 % |
| | MasterCard Gold & VISA Gold |
| | Card annual fee (with insurance and Priority Traveller) |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
18 % |
| | Purchase fee |
Free of Charge |
| | MasterCard Platinum & VISA Platinum |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Annual charge for allowed credit |
16 % |
| | Purchase fee |
Free of Charge |
| | Card currency – USD, EUR, LVL, GBP |
| | Minimum security deposit amount – 35.000 USD, 30.000 EUR, 25.000 LVL, 25.000 GBP |
| | Credit limit equal to security deposit amount |
| | Annual card fee (with concierge, insurance, Priority Pass, Priority Traveller & IAPA) |
2500 USD / 2000 EUR / 1500 LVL / 1500 GBP |
| | Express issue of card |
Free of Charge |
| | Fee for replacement of card and PIN code |
Free of Charge |
| | Airport VIP lounge visit ("Priority Pass") |
Free of Charge |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % annually |
| | Purchase fee |
Free of Charge |
| | Annual interest for security deposit |
0 % annually |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR / 2 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
2 %, min 2 LVL / 5 USD / 3 EUR / 3 GBP |
| | MasterCard Gold & VISA Gold |
| | Special tariff for holders of Term Deposits in the amount over EUR 50 000 / USD 70 000 / GBP 50 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance and Priority Traveller) |
Free of Charge |
| | Annual fee for every additional card |
80 LVL / 170 USD / 120 EUR / 100 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | Overdue payment penalty |
48 % |
| | Allowed credit (% of term deposit amount) |
25 %, max 50 000 EUR / 70 000 USD / 40 000 GBP |
| | MasterCard Platinum & VISA Platinum |
| | Special tariff for holders of Term Deposits in the amount over EUR 150 000 / USD 200 000 / GBP 150 000 with maturity of more than 1 year. The tarriff is applicable upon the maturity of the term deposit. |
| | Card annual fee (with insurance, Priority Pass & IAPA) |
Free of Charge |
| | Annual fee for every additional card |
200 LVL / 450 USD / 300 EUR / 250 GBP |
| | Airport VIP lounge per person ("Priority Pass") |
15 LVL / 35 USD / 25 EUR / 20 GBP |
| | Overdue payment penalty |
48 % |
| | Allowed credit |
max. 50 000 EUR / 70 000 USD / 40 000 GBP |
| | Annual charge for allowed credit |
Free of Charge |
| | At "Rietumu Banka", "SEB" banka & "Hipotēku banka" ATMs |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | At "Rietumu Banka" |
2 %, min 4 LVL / 7 USD / 5 EUR / 4 GBP |
| | Other banks & other banks ATMs in Latvia or abroad |
3 %, min 6 LVL / 10 USD / 8 EUR / 6 GBP |
| | Annual fee for primary card |
by American Express rates |
| | Fee for guarantees for American Express |
200 USD / 200 EUR |
| | Fee for the prolongation of guarantee for American Express |
1 % annually, min 200 USD / 200 EUR |
| | Application Fee |
500 USD / 500 EUR |
| | Cash withdrawal fee |
by American Express rates |
| | Additional services of American Express |
by American Express rates |
| | Card currency LVL, USD or EUR |
| | Express issue of card during 1 day (card to be collected in the Bank's Head Office located in Riga, 7 Vesetas street) |
20 LVL / 50 USD / 30 EUR |
| | Fee for ungrounded claim |
10 LVL / 25 USD / 15 EUR |
| | Penalty interest for unauthorised negative balance of card account |
48 % |
| | Fee for replacement of card and PIN code |
5 LVL / 12 USD / 8 EUR |
| | Overdue payment penalty |
48 % |
| | Card account maintenance fee (charged in starting the 2nd month following the closure of the last card attached to this account) |
5 LVL / 12 USD / 8 EUR |
| | Annual charge for overdraft |
22 % |
| | Charge for the extra authorisation bonus |
15 LVL / 30 USD / 20 EUR |
| | Fee for a card account statement by mail |
1 LVL / 3 USD / 2 EUR |
| | Fee for balance inquiry at "Rietumu Banka", "SEB banka", "Hipotēku banka" ATMs in Latvia |
Free of Charge |
| | Fee for balance inquiry at other banks ATMs |
0.30 LVL / 0.60 USD / 0.50 EUR |
| | Annual fee |
15 LVL / 35 USD / 25 EUR |
| | Wire transfers via "Rietumu Banka" ATMs |
0.10 LVL / 0.30 USD / 0.15 EUR |
| | At "Rietumu Banka", "SEB" banka, "Hipotēku banka" ATMs |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | At "Rietumu Banka" |
1 %, min 1 LVL / 3 USD / 2 EUR |
| | Other banks & other banks ATMs in Latvia and abroad |
2 %, min 2 LVL / 5 USD / 3 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | The card is intended only for transactions on the Internet and for cash withdrawal only at "Rietumu Banka" |
| | Card currency LVL, USD or EUR |
| | Annual fee |
15 LVL / 30 USD / 25 EUR |
| | Cash withdrawal at "Rietumu Banka" |
3 %, min 3 LVL / 6 USD / 5 EUR |
| | Balance withdrawal (below 5 LVL / 10 USD / 10 EUR) upon closure of the card account |
Free of Charge |
| | Charge for amending of loan conditions |
0.5 % from loan amount, min 20 LVL / 40 USD / 35 EUR |
| | Penalty |
0.15 % from overdue payment per day |
| | Annual standard interest rate |
20 % annually |
| | Increased annual interest rate |
25 % annually |
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