Term deposit with accessible principle
This type of deposit allows withdrawing up to 75% of deposit amount: once or more per year, but no more than for 90 days in total. The Term Deposit with Accessible Principal is very convenient for customers who assume that they might need a part of their deposited funds during the deposit term. Conditions- Deposit accounts in EUR and USD
- Deposit terms range from 1 year to 5 years
- Minimum deposit amount: 100 000 EUR or USD
- Interest pay-out at the end of the deposit term
- Interest is calculated for actual funds on deposit account (i.e. interest is not accumulated for funds temporarily withdrawn )
- Minimum amount to be temporarily withdrawn from deposit account: 5% from deposit amount, but not less than 10 000 EUR or USD
- Maximum amount to be temporarily withdrawn from deposit account: 75% of the deposit principal
- Minimum term of temporary withdrawal: 1 week
- Maximum term of temporary withdrawal: 90 days within each calendar year during the deposit term
- Fee for review of funds withdrawal request from deposit account: 15 EUR
- Requested funds will be transferred to a customer’s current account within one calendar week, after the bank receives the written request for funds withdrawal
- If funds are not returned to the deposit account on time, interest calculation on the remaining funds will be stopped until the deposit amount is replenished
| EUR | USD | | 1 year | 3.65% | 3.00% | | 2 years | 3.85% | 3.15% | | 3 years | 4.15% | 3.50% | | 4 years | 4.40% | 4.00% | | 5 years | 4.35% | 3.75% |
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